Terms of Service

Terms of Service

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Effective Date: Jan 1, 2026

1. Introduction

Welcome to HOWLINA BUSINESS CONSULTING. These Terms of Service (“Terms”) govern your use of our website, consulting services, and related offerings (“Services”). By accessing or using our Services, you agree to comply with these Terms. If you do not agree, please do not use our Services.

2. Company Information

Business Name: HOWLINA BUSINESS CONSULTING

CEO: Benjamin R Fernandez

Address: 1112 Bristol Way, Liberty Mo 64068

Phone: +1 (816) 686-3219

Email: info@HOWLINAbusinessconsulting.com

3. Services

HOWLINA BUSINESS CONSULTING provides professional business management consulting services designed to help organizations improve operations, optimize strategies, and achieve sustainable growth.

4. Eligibility

To use our Services, you must be at least 18 years old or legally authorized to enter into contracts in your jurisdiction.

5. User Responsibilities

When using our Services, you agree not to:

6. Intellectual Property

All content, branding, logos, and materials provided by HOWLINA BUSINESS CONSULTING are owned by us or our licensors and protected by copyright, trademark, and other intellectual property laws. Unauthorized use is strictly prohibited.

7. Confidentiality

Any confidential information shared during consulting engagements will be kept strictly confidential and may not be disclosed without prior written consent.

8. Fees and Payment

Fees for our Services are defined in client agreements or proposals. All payments must be made in accordance with agreed terms. Late payments may result in suspension or termination of services.

9. Disclaimers

Our Services are provided on an “as is” and “as available” basis. HOWLINA BUSINESS CONSULTING makes no guarantees regarding specific results or business outcomes. We are not liable for indirect, incidental, or consequential damages arising from use of our Services.

10. Limitation of Liability

To the maximum extent permitted by law, HOWLINA BUSINESS CONSULTING shall not be liable for any damages, losses, or costs arising from your use of the Services.

11. Termination

We reserve the right to suspend or terminate access to our Services if these Terms are violated or for operational reasons. Termination does not absolve you from obligations incurred prior to termination.

12. Governing Law

These Terms are governed by the laws of the State of California, USA. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of California courts.

13. Changes to Terms

HOWLINA BUSINESS CONSULTING may update these Terms from time to time. Updated Terms will be posted on our website, and continued use of our Services constitutes acceptance of the updated Terms.

14. Contact Information

If you have any questions regarding these Terms, please contact us:

Email: info@HOWLINAbusinessconsulting.com

Phone: +1 (816) 686-3219

Address: 1112 Bristol Way, Liberty Mo 64068